Is AGNC halal?
AGNC Investment Corp.
Not halal
AGNC Investment Corp. did not pass AAOIFI screening. The failed check is shown below.
Checked: 14 October 2026
Exchange
NASDAQ
Price
8.72
Day
-1.13%
Market cap
$10.08B
Industry
REIT - Mortgage
Sector
Real Estate
What the company does
AGNC Investment is a mortgage REIT that buys government-guaranteed mortgage bonds with borrowed money. Revenue is the spread between the bond interest it earns and its borrowing cost.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: REIT - Mortgage
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $56.00M ÷ 36-month average market cap $9.23B = 0.6%
0.6%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $7.64B ÷ 36-month average market cap $9.23B = 82.8%
82.8%
Fail
Non-compliant income / total revenue
limit 5%
Interest income $3.52B ÷ annual revenue $1.80B (2025) = 196.1%
196.1%
Fail
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $10.08B.
For information (AAOIFI 3/1 note): cash + receivables are 0.5% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- Not in the S&P 500
- Held by funds
- Not held by any tracked fund
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Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.