Is AVBH halal?
Avidbank Holdings, Inc.
Not halal
Avidbank Holdings, Inc. did not pass AAOIFI screening. The failed check is shown below.
Checked: 13 October 2026
Exchange
NASDAQ
Price
30.93
Day
+0.49%
Market cap
$342.7M
Industry
Banks - Regional
Sector
Financial Services
What the company does
Avidbank Holdings is the parent of Avidbank in San Jose, California, a business bank focused on technology startups, commercial real estate and business loans. Revenue comes from loan interest and deposits.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Banks - Regional
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $22.00M ÷ 36-month average market cap $216.24M = 10.2%
10.2%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $382.20M ÷ 36-month average market cap $216.24M = 176.8%
176.8%
Fail
Non-compliant income / total revenue
limit 5%
Interest income $145.01M ÷ annual revenue $30.93M (2025) = 468.9%
468.9%
Fail
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $342.68M.
In the lists
- In the S&P 500
- Not in the S&P 500
- Held by funds
- Not held by any tracked fund
Superinvestors
SEC 13F, 2026 Q3. Up to 45 days delayed.Held by 1 superinvestors · Average reported price: $33.03
- First Eagle Investment Management$18.8M0.0%
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Halal is the first question. The second: when to enter?
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This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.