Is CBAN halal?
Colony Bankcorp, Inc.
Not halal
Colony Bankcorp, Inc. did not pass AAOIFI screening. The failed check is shown below.
Checked: 16 October 2026
Exchange
NYSE
Price
19.77
Day
-1.30%
Market cap
$418.9M
Industry
Banks - Regional
Sector
Financial Services
What the company does
Colony Bankcorp owns Colony Bank in Georgia: business and mortgage loans plus SBA small-business lending. Money comes from loan interest.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Banks - Regional
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $233.17M ÷ 36-month average market cap $299.98M = 77.7%
77.7%
Fail
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $553.18M ÷ 36-month average market cap $299.98M = 184.4%
184.4%
Fail
Non-compliant income / total revenue
limit 5%
Interest income $149.95M ÷ annual revenue $132.18M (2025) = 113.4%
113.4%
Fail
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $418.90M.
In the lists
- In the S&P 500
- Not in the S&P 500
- Held by funds
- Not held by any tracked fund
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- Halal investingBlogAAOIFI Shariah Standard No. 21 in plain languageThe most widely used standard for halal stock screening: the two-step test, the three ratios and how it differs from other methods.
Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.