Is DDS halal?
Dillard's, Inc.
Halal
Dillard's, Inc. passed every check under AAOIFI Shariah standard No. 21: no prohibited business activity, and all three financial ratios are within limits.
Checked: 14 October 2026
Exchange
UNKNOWN
Price
663.26
Day
-1.04%
Market cap
$9.93B
Industry
Department Stores
Sector
Consumer Cyclical
What the company does
Dillard's runs department stores in the US South and West (about 270): apparel, cosmetics, shoes and home goods, plus a small CDI construction unit. Its money comes from store sales.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
No prohibited activity
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $425.73M ÷ 36-month average market cap $7.36B = 5.8%
5.8%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $1.26B ÷ 36-month average market cap $7.36B = 17.1%
17.1%
Pass
Non-compliant income / total revenue
limit 5%
Interest income $47.26M ÷ annual revenue $6.56B (2026) = 0.7%
0.7%
Pass
Figures from the company's filings (2026-07-31), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $9.93B.
For information (AAOIFI 3/1 note): cash + receivables are 35.1% of total assets (2026-07-31). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- Not in the S&P 500
- Among halal stocks
- 0.01% · #426 of 1454
- Held by funds
- Not held by any tracked fund
- Dividend
- 0.19% · purify 0.7% · net 0.19%
Manually reviewed — clean
The industry was flagged as sensitive, so the company's filings were checked by hand on 17 August 2026. Conclusion:
Dillard's — univermag (ayollar kiyimi 20%, erkaklar 19%, kosmetika 16%, poyabzal 14%) + CDI qurilish 4%. Alkogol/tamaki bo'limi YO'Q. Moliya: kredit karta daromadi Citi bilan alyansdan ULUSH sifatida $39.6M (~0.6%) — qarzni Citi o'zi moliyalashtiradi va yomon qarzni o'zi ko'taradi; foiz/investitsiya daromadi $47.2M. Jami ~1.3%, 5% chegarasidan past. Kaptiv sug'urta faqat o'z ishchi risklari uchun
Halal stocks in the same industry
The largest halal stocks in Department Stores — for comparison.
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Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.