Is EFX halal?
Equifax, Inc.
Halal
Equifax, Inc. passed every check under AAOIFI Shariah standard No. 21: no prohibited business activity, and all three financial ratios are within limits.
Checked: 15 October 2026
Exchange
NYSE
Price
161.25
Day
-0.01%
Market cap
$18.77B
Industry
Consulting Services
Sector
Industrials
What the company does
Equifax is one of the three big credit bureaus: consumer credit reports, plus The Work Number (employment/income verification) and HR services. Its money comes from report fees paid by lenders and employers.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
No prohibited activity
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $5.47B ÷ 36-month average market cap $29.22B = 18.7%
18.7%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $170.10M ÷ 36-month average market cap $29.22B = 0.6%
0.6%
Pass
Non-compliant income / total revenue
limit 5%
—
No data
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $18.77B.
For information (AAOIFI 3/1 note): cash + receivables are 10.6% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- 0.03% weight · #402 of 503
- Among halal stocks
- 0.03% · #291 of 1455
- Held by funds
- SPUS 0.05%
- Dividend
- 1.44% · no purification data
Superinvestors
SEC 13F, 2026 Q3. Up to 45 days delayed.Held by 8 superinvestors · Average reported price: $156.53
- John ArmitageEgerton Capital$235.1M2.3%
- Wallace WeitzWeitz Investment Management$30.5M2.1%
- Bill NygrenOakmark Funds$1.2B1.6%
- Hillman Capital Management$2.0M1.4%
- Jensen Investment Management$58.8M1.4%
- AKO Capital$21K0.5%
Exited this quarter: William Von Mueffling
All superinvestor portfoliosHalal stocks in the same industry
The largest halal stocks in Consulting Services — for comparison.
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Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.