Is HFBL halal?
Home Federal Bancorp, Inc. of L
Not halal
Home Federal Bancorp, Inc. of L did not pass AAOIFI screening. The failed check is shown below.
Checked: 12 October 2026
Exchange
NASDAQ
Price
24.12
Day
+0.00%
Market cap
$73.2M
Industry
Banks - Regional
Sector
Financial Services
What the company does
Home Federal Bancorp of Louisiana is the holding company of Home Federal Bank in Shreveport, Louisiana. Revenue comes from ordinary banking: deposits and residential and commercial loans.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Banks - Regional
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $5.56M ÷ 36-month average market cap $43.33M = 12.8%
12.8%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $72.11M ÷ 36-month average market cap $43.33M = 166.4%
166.4%
Fail
Non-compliant income / total revenue
limit 5%
Interest income $30.46M ÷ annual revenue $20.54M (2025) = 148.3%
148.3%
Fail
Figures from the company's filings (2026-03-31), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $73.22M.
For information (AAOIFI 3/1 note): cash + receivables are 4.8% of total assets (2026-03-31). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- Not in the S&P 500
- Held by funds
- Not held by any tracked fund
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Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.