Is INTR halal?
Inter & Co. Inc.
Not halal
Inter & Co. Inc. did not pass AAOIFI screening. The failed check is shown below.
Checked: 13 October 2026
Exchange
NASDAQ
Price
6.73
Day
-0.44%
Market cap
$3.42B
Industry
Banks - Regional
Sector
Financial Services
What the company does
Inter & Co (Brazil) runs the Banco Inter digital-bank super-app: accounts, loans, insurance, investing and shopping for 35M+ customers. Revenue comes from loan interest, fees and services.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Banks - Regional
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $3.42B ÷ 36-month average market cap $2.90B = 118.1%
118.1%
Fail
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $8.16B ÷ 36-month average market cap $2.90B = 281.9%
281.9%
Fail
Non-compliant income / total revenue
limit 5%
Interest income $1.73B ÷ annual revenue $1.68B (2025) = 102.8%
102.8%
Fail
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $3.42B.
For information (AAOIFI 3/1 note): cash + receivables are 17.2% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- Not in the S&P 500
- Held by funds
- Not held by any tracked fund
Superinvestors
SEC 13F, 2026 Q3. Up to 45 days delayed.Held by 1 superinvestors · Average reported price: $5.43
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- Halal investingBlogAAOIFI Shariah Standard No. 21 in plain languageThe most widely used standard for halal stock screening: the two-step test, the three ratios and how it differs from other methods.
Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.