Is PRU halal?
Prudential Financial, Inc.
Not halal
Prudential Financial, Inc. did not pass AAOIFI screening. The failed check is shown below.
Checked: 16 October 2026
Exchange
NYSE
Price
115.91
Day
-0.38%
Market cap
$39.88B
Industry
Insurance - Life
Sector
Financial Services
What the company does
Prudential Financial provides life insurance, annuities (retirement income) and asset management (PGIM), with a large Japan business. Revenue comes from premiums, fees and investment income.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Insurance - Life
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $24.64B ÷ 36-month average market cap $39.20B = 62.8%
62.8%
Fail
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $86.14B ÷ 36-month average market cap $39.20B = 219.7%
219.7%
Fail
Non-compliant income / total revenue
limit 5%
—
No data
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $39.88B.
For information (AAOIFI 3/1 note): cash + receivables are 16.6% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- 0.06% weight · #267 of 503
- Held by funds
- Not held by any tracked fund
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Halal is the first question. The second: when to enter?
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This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.