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AAOIFI No. 21 screening

Is SBCF halal?

Seacoast Banking Corporation of

Not halal

Seacoast Banking Corporation of did not pass AAOIFI screening. The failed check is shown below.

Checked: 16 October 2026

Exchange

NASDAQ

Price

32.54

Day

+0.34%

Market cap

$3.14B

Industry

Banks - Regional

Sector

Financial Services

What the company does

Seacoast Banking is a Florida regional bank lending to small businesses and real estate. Money comes from loan interest and wealth-management fees.

What was checked

The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.

  • Business activity

    Prohibited activity: Banks - Regional

  • Interest-bearing debt / market cap

    limit 30%

    Interest-bearing debt $947.91M ÷ 36-month average market cap $2.52B = 37.6%

    37.6%

    Fail

  • Cash & investments / market cap

    limit 30%

    Cash + interest-bearing securities $5.61B ÷ 36-month average market cap $2.52B = 222.3%

    222.3%

    Fail

  • Non-compliant income / total revenue

    limit 5%

    Interest income $836.37M ÷ annual revenue $652.63M (2025) = 128.2%

    128.2%

    Fail

Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $3.14B.

In the lists

In the S&P 500
Not in the S&P 500

Superinvestors

SEC 13F, 2026 Q3. Up to 45 days delayed.

Held by 1 superinvestors · Average reported price: $33.25

All superinvestor portfolios

Related articles

Halal is the first question. The second: when to enter?

Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.

This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.

Earnings historySBCF's next report date, EPS estimate vs actual for recent quarters and the post-earnings price move.View earnings →
Is SBCF halal? — Seacoast Banking Corporation of AAOIFI screening result — Limitup