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AAOIFI No. 21 screening

Is MMM halal?

3M Company

Halal

3M Company passed every check under AAOIFI Shariah standard No. 21: no prohibited business activity, and all three financial ratios are within limits.

Checked: 14 October 2026

Exchange

NYSE

Price

164.75

Day

-0.35%

Market cap

$83.90B

Industry

Conglomerates

Sector

Industrials

What the company does

3M makes industrial and consumer products: adhesive tapes, abrasives, filters, the Post-it and Scotch brands, worker-safety gear, and materials for electronics and cars. Its health-care unit was spun off as a separate company (Solventum) in 2024.

What was checked

The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.

  • Business activity

    No prohibited activity

  • Interest-bearing debt / market cap

    limit 30%

    Interest-bearing debt $12.55B ÷ 36-month average market cap $73.33B = 17.1%

    17.1%

    Pass

  • Cash & investments / market cap

    limit 30%

    Cash + interest-bearing securities $3.33B ÷ 36-month average market cap $73.33B = 4.5%

    4.5%

    Pass

  • Non-compliant income / total revenue

    limit 5%

    Interest income $232.00M ÷ annual revenue $24.95B (2025) = 0.9%

    0.9%

    Pass

Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $83.90B.

For information (AAOIFI 3/1 note): cash + receivables are 20.8% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.

In the lists

Among halal stocks
0.12% · #108 of 1454

Superinvestors

SEC 13F, 2026 Q3. Up to 45 days delayed.

Held by 3 superinvestors · Average reported price: $161.91

All superinvestor portfolios

Manually reviewed — clean

The industry was flagged as sensitive, so the company's filings were checked by hand on 13 August 2026. Conclusion:

3M — Safety & Industrial, Transportation & Electronics, Consumer (Health Care 2024 da Solventum bo'lib ajralgan). HARBIY yo'nalish YO'Q: ballistik himoya biznesi (Ceradyne — dubulg'a/bronejilet, ~$85 mln yillik sotuv) 2020-yil yanvarda Avon Rubber'ga SOTILGAN. Sanoat mahsuloti harbiyga sotilishi qurol ishlab chiqarish emas — BOOM/SNT bilan bir mantiq

Halal stocks in the same industry

The largest halal stocks in Conglomerates — for comparison.

Related articles

Halal is the first question. The second: when to enter?

Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.

This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.

Earnings historyMMM's next report date, EPS estimate vs actual for recent quarters and the post-earnings price move.View earnings →