Is UNP halal?
Union Pacific Corporation
Halal
Union Pacific Corporation passed every check under AAOIFI Shariah standard No. 21: no prohibited business activity, and all three financial ratios are within limits.
Checked: 15 October 2026
Exchange
NYSE
Price
289.04
Day
+0.11%
Market cap
$170.98B
Industry
Railroads
Sector
Industrials
What the company does
Union Pacific is the largest railroad in the western US (32,000+ miles of track), hauling grain, chemicals, coal, cars and containers. Its money comes from freight charges.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
No prohibited activity
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $30.33B ÷ 36-month average market cap $144.40B = 21.0%
21.0%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $2.11B ÷ 36-month average market cap $144.40B = 1.5%
1.5%
Pass
Non-compliant income / total revenue
limit 5%
Interest income $56.00M ÷ annual revenue $24.51B (2025) = 0.2%
0.2%
Pass
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $170.98B.
For information (AAOIFI 3/1 note): cash + receivables are 6.0% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- 0.26% weight · #66 of 503
- Among halal stocks
- 0.25% · #56 of 1454
- Held by funds
- SPUS 0.44%
- Dividend
- 1.96% · purify 0.2% · net 1.96%
Superinvestors
SEC 13F, 2026 Q3. Up to 45 days delayed.Held by 8 superinvestors · Average reported price: $230.24
- Seth KlarmanBaupost Group$322K6.0%
- Daniel LoebThird Point$95.2M2.0%
- Viking Global Investors$556.9M1.6%
- Bill NygrenOakmark Funds$1.0B1.4%
- Tweedy Browne$5.2M0.4%
- Dodge & Cox Funds$71.0M0.0%
Halal stocks in the same industry
The largest halal stocks in Railroads — for comparison.
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Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.