Is V halal?
Visa Inc.
Not halal
Visa Inc. did not pass AAOIFI screening. The failed check is shown below.
Checked: 12 October 2026
Exchange
NYSE
Price
402.61
Day
+0.72%
Market cap
$723.63B
Industry
Credit Services
Sector
Financial Services
What the company does
Visa runs a payment network: when you pay with a card, the money moves between the merchant's bank and yours over Visa's rails. Revenue is a small fee on each transaction; Visa itself does not lend — banks issue the cards.
What was checked
The AAOIFI standard has four steps: business activity first, then three financial ratios. Fail one and the stock is not halal.
Business activity
Prohibited activity: Credit Services
Interest-bearing debt / market cap
limit 30%
Interest-bearing debt $23.86B ÷ 36-month average market cap $600.93B = 4.0%
4.0%
Pass
Cash & investments / market cap
limit 30%
Cash + interest-bearing securities $13.94B ÷ 36-month average market cap $600.93B = 2.3%
2.3%
Pass
Non-compliant income / total revenue
limit 5%
—
No data
Figures from the company's filings (2026-06-30), USD. Market cap is a 36-month average (the S&P Shariah index approach), so a one-day price move does not flip the verdict. Today's market cap: $723.63B.
For information (AAOIFI 3/1 note): cash + receivables are 20.9% of total assets (2026-06-30). AAOIFI recommends tangible assets of at least one third — this figure does not affect the verdict, and other major screeners do not apply it either.
In the lists
- In the S&P 500
- 1.02% weight · #16 of 503
- Held by funds
- Not held by any tracked fund
Superinvestors
SEC 13F, 2026 Q3. Up to 45 days delayed.Held by 27 superinvestors · Average reported price: $334.15
- Chris HohnTCI Fund Management$10.5B19.8%
- John ArmitageEgerton Capital$1.5B14.1%
- ValueAct Capital$794.7M14.1%
- AKO Capital$338K7.9%
- Chuck AkreAkre Capital Management$381.1M7.5%
- AltaRock Partners$287.0M6.8%
Company story
Visa tarixi: 65 ming kartalik muvaffaqiyatsiz tajribadan dunyoning to'lov yo'llarigacha
Read the story
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- Halal investingBlogWhy a company's cash affects whether its stock is halalLots of cash sounds like a good sign — but halal screening checks it separately. What counts, what doesn't, and where we are stricter than AAOIFI.
- Halal investingBlogAAOIFI Shariah Standard No. 21 in plain languageThe most widely used standard for halal stock screening: the two-step test, the three ratios and how it differs from other methods.
Halal is the first question. The second: when to enter?
Our scanner watches 1454 halal stocks around the clock and fires a signal with entry, TP and SL when a technical setup completes. The full signal history — with outcomes — is public.
This is neither investment advice nor a fatwa. Screening is based on public financial statements and AAOIFI standard No. 21; data may lag. For a personal decision consult your own scholar.